When is unemployment pay day

You must continue to submit weekly claims every week that you want to receive unemployment benefits, unless otherwise instructed. You can receive your benefits faster by signing up for direct deposit. We transfer benefits to your bank or credit union within one business day after you file your weekly claim. But it may take a few days for your bank or credit union to apply the funds to your account.

If the funds are not in your account when you expect, please contact your bank or credit union to see if there is any problem that may have prevented the deposit. You must wait seven calendar days before we can begin to track your deposit. You can also receive your benefits promptly if you sign up for a debit card.

We send your benefits to Key Bank the same business day that you submit your weekly claim. Claims become inactive when you don't certify for benefits for 28 days or more.

If you reactivate your claim, you have to re-enter your direct deposit information. Otherwise we will automatically switch your payment method to the prepaid debit card. We cannot update this information over the phone. If you want to switch from direct deposit to a debit card, fill out the " Authorization for Benefit Payment by Direct Deposit or Debit Card " form and email it to: checkmaster dol.

Payments will continue to your existing account until the change is made. Account changes may take up to four weeks to process. Sometimes we can't make a direct deposit due to incorrect bank information. If your benefits are returned to us, we will temporarily stop your direct deposit and you will get a prepaid Bank of America debit card in the mail.

Your benefits will be paid to that card account until you submit another authorization for direct deposit with updated information. If you do not choose direct deposit, Bank of America will mail you a prepaid debit card.

The card will come in a plain, unmarked envelope seven to 10 days after you file your initial claim. Watch your mail for it. The card comes with detailed instructions. Your benefits will usually be available in your debit card account within two business days after you certify each week. For more information, see our Bank of America debit card support page. This card is good for four years. Keep it even after you return to work or your claim year ends.

It may need to investigate and cancel checks or debit cards before issuing new ones. Unfortunately, sometimes the smallest thing, such as failing to check a box, can keep your claim from being automatically approved.

Instead, it will end up in a long queue of claims that need a human to review them. Here are some of the mistakes that people make when filing for unemployment. Their applications then got categorized as requiring an interview with an unemployment department representative, creating delays that can take weeks to resolve. Without their usual activities and events, days and weeks blurred together.

Signing up for direct deposit is often a faster, more secure way to get your unemployment benefits. Try logging in to your unemployment benefit account and verifying that your information is correct. You might ask someone whom you trust to read aloud the numbers you entered while you look at one of your checks and make sure that things match up. In Massachusetts, for example, this process takes nine business days. The first time that you file for unemployment, it can take weeks to get paid.

In New York, it can take three to four weeks to process a new claim. In Missouri, it can take 22 days. With outdated computer systems, overwhelmed unemployment staff, fraud, and confusing claims processes, the COVID pandemic has made it especially hard to get your unemployment check, debit card, or direct deposit on time.

Add human error to the equation, and delays can compound. These problems seem unlikely to be resolved anytime soon. Department of Labor. Accessed June 2, The Pew Charitable Trusts. Maryland Department of Labor. Postal Service. Commonwealth of Massachusetts. New York State Department of Labor. Missouri Department of Labor and Industrial Relations. Personal Finance. Income Tax.